The Money Peach Podcast
Episode 172: Help! I’m in Trouble with the IRS…with Ben Golden
Listen on the Podcast Do you have IRS problems or maybe worried that your tax situation may not be as good as you thought? Or, are you a victim of identity theft and the IRS is telling you owe money you really don’t owe? Today on the show I am bringing on IRS and tax…
Episode 171: Car Lease vs Auto Loan: Which is Better and Why?
Listen on the Podcast When it comes to driving a new car, you have three basic options. You can purchase the car outright, you can purchase the car through an auto loan or you can lease the car. But, with the average price of new cars hitting $40,857 in January 2021, most people don’t have…
Episode 170: What is a Cash-Out Refi and How Does it Work?
Listen on the Podcast On the show today I am breaking down the Cash-Out Refinance strategy. Many people are noticing a high uptick in the value of their homes, and with this uptick in value comes an increase in home equity. So what can you do with the equity in your home, how does it work, and…
Episode 169: Is Infinite Banking Legit or Scam with Chris Naugle?
Listen on the Podcast On the show today is America’s #1 Money Mentor, Chris Naugle. I’ll be honest — I brought Chris to have a conversation on a topic we don’t agree on…infinite banking. If you haven’t heard of infinite banking before, you’re perfectly normal. It’s not a very popular term in the financial world and most…
Episode 168: Building Wealth Through Multifamily Real Estate Investing
Listen on the Podcast Investing in Multifamily Real Estate There are so many strategies to building wealth and we try to explore all of them on this show. Today I am interviewing an expert in multifamily real estate investing – Gino Barbaro. Gino, and his partner Jake, are both experts in multifamily real estate investing…
Episode 167: How to Create Digital Cash Envelopes with Qube Money
Listen on the Podcast Why People Don’t Like Cash Envelopes? Cash envelopes are great and I have used and recommended cash envelopes for years. The reason — cash envelopes immediately stop your overspending habits. The Cash Envelope Method Explained At every payday, you will go to your bank and pull out cash for each category…
Episode 166: How to Open a Brokerage Account
Listen on the Podcast What is a Brokerage Account? A brokerage account is what investors use to buy and sell securities. These securities can be in the form of stocks, bonds, mutual funds, ETFs and more. The brokerage account acts just like a normal bank account, but unlike bank accounts, you as the investor have…
Episode 165: Creating Passive Income via Hard Money Lending
Listen on the Podcast Today on the show I am going to break down hard money lending. Over the past few years I started hard money lending as a way to generate passive income and to diverisfy my investment portfolio. It’s been a great experience over the past few years and now I am sharing…
Episode 164: What is the BEST Mortgage For Me Right Now?
Listen on the Podcast One the show today I’m breaking down the differences between the different mortgage options and helping you decide which is best for you. Should you go for a conventional loan or would you be better with an FHA loan? And now much mortgage do I need before I am required to…
Episode 163: Financial Independence in Her 30s with Diania Merriam
Listen on the Podcast Who is Diania Merriam? Diania Merriam is on the show today to share her story of reaching financial independence in her 30s. After living in New York City in her 20s and racking up $30k in debt, Diania decided enough was enough and it was time to change her mindset about…
Episode 162: How Does a HELOC Work?
Listen on the Podcast What is a HELOC? A home equity line of credit, or a HELOC, is a revolving line of credit that is guaranteed by the equity in your home. The line of credit becomes a second mortgage on your home and you can draw from it and pay it back down just…
Episode 161: How Does the 50/30/20 Budget Work?
Listen on the Podcast The 50/30/20 Budget may be the easiest budget you will find. It’s simple, straight-forward and it only takes a few minutes to set up. If you are someone who is overwhelmed with the idea of creating a budget or you just don’t like all the math involved with a monthly budget, the the 50/30/20…
Episode 160: How Does Term Life Insurance Work and How Much Do I Need?
Listen on the Podcast What is the absolute most important piece of everyone’s financial plan? In today’s show I am going break something EVERYONE must have in place: Life Insurance. Whether you’re 21-year-old single student, a married couple in your 30s, or soon-to-be empty nesters…. THE most important piece of any solid financial plan for…
Episode 159: Should I Buy a New Car or Not?
Listen on the Podcast The New Car Purchase I truly believe one of the largest obstacles between building wealth and not building wealth is directly related to new cars and car payments. Car payments are just a way of life, you’ll always have one. America’s Society Now let me clear – if you have a…
Episode 158: How to Finally Stop Living Paycheck to Paycheck
Listen on the Podcast Grab the Free Budget Templates Mentioned in the Episode The free budget tools I mention in the episode are here for you to take with you and keep forever! Best of luck and God Bless. Entire Transcription of Episode 158 On the show today I am answering the question: How do…
Episode 157: How to Use the Profit First Method in Your Business or Side Hustle
Listen on the Podcast What is the Profit First Method? Do you have a small business, large business, or side hustle and you’re just looking for a simple way to manage the finances in your biz without being completely overwhelmed and over it? I get it – A few years ago I was feeling the…
Episode 156: How I’m Picking Winning Stocks that Beat the Market
Listen on the Podcast Do you have an investment strategy and if so, are you happy with it? Or Are you wondering if there are ways you could improve your investing so you can maximize your returns for a bigger nest egg in the future? Today we are going to be tackling all of these…
Episode 155: The 4 Best Retirement Accounts Right Now
Listen on the Podcast After a record year in the stock market in 2020, are you finally ready to invest into the market but don’t know what retirement accounts are best for you? Maybe you are self-employed and wondering what your options are for retirement? Or are you currently investing into your 401k, but would…